Marc M. - San Diego, CA
A year ago, my dad collapsed during a family trip to Japan and underwent emergency open-heart surgery. While he’s recovering well, he can no longer manage my parents’ finances. As the oldest sibling, I had to step in—and it was overwhelming.
Their financial lives were a maze: accounts, bills, insurance policies, tax payments, and more. I spent weeks piecing everything together, creating endless spreadsheets and uncovering inefficiencies like unused subscriptions and outdated accounts.
Managing their affairs became a second full-time job. I wanted a centralized tool to organize everything, send reminders, and ease the mental load. Kinwell gives me the peace of mind I desperately needed.
Elaine F. - Chicago, IL
My mom lives in a little in-law unit on my property, which is both a blessing and a challenge. I love sharing daily moments with her and knowing she’s close by, but managing her finances has added a lot of stress to my life.
I wanted my mom to stay independent and involved, but it was tough to keep everything organized. I patched together spreadsheets, to-do lists, and notes to track her bills, accounts, and renewals. Some details were scattered between my phone and scraps of paper. Despite my efforts, I constantly worried about missing something important or that she would be scammed in some way and lose money she worked her whole life to save.
Kinwell is a game-changer. It centralizes everything, reduces my workload, and gives us both peace of mind.
Sofia P. - Fort Worth, TX
Two years ago, my parents missed their property tax payment, and I didn’t realize it until a month later. The $800 penalty was a wake-up call, since they’re on a fixed income and every dollar matters. As they’ve aged, I’ve taken over managing their bills, but it’s stressful.
Their bills come from all directions—email, paper mail, and a few I’ve managed to put on autopay—but staying on top of it all was overwhelming. I was concerned about things falling through the cracks - whether a utility bill or a credit card payment. On a fixed income, their savings have to last, so I carefully transferred funds from their investment account each month, which added even more to my plate.
Kinwell simplifies everything. It organizes their bills in one place, pays them on our behalf, forecasts cash flow needs, and helps me stay on top of everything.
Samuel D. - Richmond, VA
Scammers are everywhere these days—texts, emails, phone calls—and their tricks are becoming harder to spot. My dad, now in his mid-70s, is independent and tech-savvy enough to use his smartphone and PayPal, but as he gets older, he’s becoming more vulnerable to these schemes.
A few months ago, he got a fake text from “UPS” about a package he’d ordered. He almost entered his credit card info as a “verification” before calling me to double-check. Thankfully, I stopped him in time, but it scared me. What if I hadn’t been available? I worried he’ll eventually fall victim to a scam.
Kinwell gave me peace of mind. Its great credit card stops suspicious charges before they happen and it protects his accounts and shields him from scams. With Kinwell, I know he’s safe, even when I can’t be there.
Kinwell is a financial technology company, not a bank. Banking services provided by Redwood Federal Bank. Your funds are FDIC insured up to $250,000 through Redwood Federal Bank, Member FDIC.
The Kinwell Visa Credit Card is issued by Redwood Federal Bank, pursuant to a license from Visa U.S.A. Inc. This Card can be used everywhere Visa debit cards are accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.
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