My mom lives in a little ADU on my property, which is both a blessing and a challenge. I love sharing daily moments with her and knowing she’s close by, but managing her finances, medical care, and household tasks has added a lot of stress to my life.

I want her to stay independent and involved, but it’s tough to keep everything organized. I’ve patched together spreadsheets, to-do lists, and notes to track her bills, accounts, appointments, and medications. Some details, like her doctor contacts and prescriptions, are scattered between my phone and scraps of paper. Despite my efforts, I constantly worry I’m missing something important.

Kinwell would be a game-changer. It would centralize everything, simplify my workload, and give us both peace of mind.

Two years ago, my parents missed their property tax payment, and I didn’t realize it until a month later. The $800 penalty was a wake-up call, since they’re on a fixed income and every dollar matters. As they’ve aged, I’ve taken over managing their bills, but it’s stressful.

Their bills come from all directions—email, paper mail, and a few I’ve managed to put on autopay—but staying on top of it all is overwhelming. I’m constantly worried about missing something, whether it’s a utility bill or a credit card payment. On a fixed income, their savings have to last, so I carefully transfer funds from their investment account each month, which adds even more to my plate.

Kinwell would simplify everything. It would organize their bills in one place, notify me about due dates, forecast cash flow needs, and help renegotiate or cancel unnecessary subscriptions.

Scammers are everywhere these days—texts, emails, phone calls—and their tricks are becoming harder to spot. My dad, now in his mid-70s, is independent and tech-savvy enough to use his smartphone and PayPal, but as he gets older, he’s becoming more vulnerable to these schemes.

A few months ago, he got a fake text from “UPS” about a package he’d ordered. He almost entered his credit card info as a “verification” before calling me to double-check. Thankfully, I stopped him in time, but it scared me. What if I hadn’t been available? I worry he’ll fall victim to a scam soon.

Kinwell would give me peace of mind. Its fraud monitoring tools would flag suspicious transactions, protect his identity, and shield him from scams. With Kinwell, I’d know he’s safe, even when I can’t be there.

A year ago, my dad collapsed during a family trip to Japan and underwent emergency open-heart surgery. While he’s recovering well, he can no longer manage my parents’ finances and household logistics. As the oldest sibling, I had to step in—and it was overwhelming.

Their financial lives were a maze: accounts, bills, insurance policies, tax payments, and more. On top of that were household tasks like property maintenance and car renewals. I spent weeks piecing everything together, creating endless spreadsheets and uncovering inefficiencies like unused subscriptions and outdated accounts.

Managing their affairs became a second full-time job. What I need is a centralized tool to organize everything, send reminders, and ease the mental load. Kinwell would give me the peace of mind I desperately need.